What is XMoney Solana (XMONEY) Crypto Coin? The Truth Behind the Meme Token

XMoney Solana (XMONEY) isn’t a payment system. It’s not backed by a company. It doesn’t power any apps or services. And it certainly has nothing to do with Elon Musk or Twitter’s X platform - despite what fake ads on Telegram might tell you. XMONEY is a meme coin built on Solana, launched on December 12, 2024, with no utility, almost no trading volume, and a market cap under $400,000. It exists purely as digital humor - a joke turned investment gamble that most people lose money on.

What XMONEY Actually Is

XMONEY was created by an anonymous developer who handed it off to a group of online community members. They took over its social media accounts on TikTok, Instagram, and YouTube, turning it into a parody of payment apps. The whole thing is built on internet memes - think Dogecoin meets Twitter’s failed payment experiment. There’s no whitepaper. No roadmap. No team. Just a token symbol and a story that sounds like a joke.

Its entire purpose? Entertainment. The project’s own description on CoinMarketCap says it’s meant to "highlight the lighter side of cryptocurrency." That’s it. No real-world use. No merchant adoption. No technical innovation. Just a ticker symbol and a bunch of people hoping someone else will buy it for more than they paid.

The Numbers Don’t Lie

As of January 2025, XMONEY’s price sits at around $0.000673. That sounds cheap - and that’s the trap. With a circulating supply of over 821 million tokens, the total market cap is only $377,460. Compare that to XRP at $29 billion or even Bonk at $1.2 billion, and you’ll see XMONEY is practically invisible in the crypto world.

Trading volume tells an even worse story. CoinMarketCap reports $0 in 24-hour volume. CoinGecko shows $4,535 - a 33% drop from the day before. That means fewer than five people are buying or selling it on average. For a token to move, you need buyers and sellers. XMONEY has almost none.

There are only 2,340 wallet holders. Most of them bought in during a short-lived hype spike and are now stuck. Reddit users report being unable to sell - their orders keep failing because there’s no liquidity. One trader on r/CryptoMoonShots lost $300 trying to exit. Others say they had to set slippage tolerance to 20% just to get a trade to go through. That’s not investing. That’s gambling with broken odds.

Why It’s So Risky

Low liquidity = high manipulation risk. When only a handful of people are trading a token, a single large buy order can spike the price 50% in minutes. Then, those who bought early sell everything, crashing the price. This is called a "pump and dump," and XMONEY is textbook case.

Technical indicators confirm the trend is downward. The 50-day moving average is $0.000734. The 200-day is $0.000811. The current price is below both. The 14-day RSI is 38.47 - neutral to weak. CoinCodex forecasts a 25.77% drop by December 2025. That’s not a prediction. It’s a projection based on current momentum.

And there’s no support. No customer service. No official website. The Twitter account @xmoney_solana posts memes and promotional graphics - but hasn’t responded to a single comment in over 30 days. No Discord. No Telegram support channel. No GitHub activity. Zero code commits. No updates. It’s a ghost town.

The Big Confusion: XMONEY vs. XMN

This is where things get dangerous.

There’s a completely different project called xMoney (ticker: XMN) that runs on the Sui blockchain. It’s a real payment platform used by over 5,000 businesses. It handles split payments, card issuance, and global transactions. It has a 4.7/5 rating on Trustpilot with 127 reviews praising its reliability.

But because both tokens use "X" and "Money" in their names, new investors keep mixing them up. People search for "xMoney crypto" and end up buying XMONEY instead - thinking they’re investing in a payment tool. They’re not. They’re buying a meme with no future.

The SEC even issued a warning in January 2025 about "X-branded meme coins" that falsely imply ties to Twitter’s payment systems. XMONEY is right in that crosshairs. Regulators are watching. And when they act, low-cap tokens like this get wiped out fast.

Who’s Buying It? And Why?

The only people still buying XMONEY are speculators chasing quick gains. They see the low price and think, "I can buy millions of tokens for $10." But that’s not how crypto works. Quantity doesn’t equal value. A million XMONEY tokens at $0.000673 equals $673 - not a fortune. And if no one wants to buy them, they’re worthless.

Community sentiment on CoinMarketCap shows 87% of recent comments express regret. Words like "scam," "rug pull," and "lost everything" appear constantly. The Fear & Greed Index says "Greed" - but that’s just noise. When the crowd is greedy and the volume is zero, it’s a classic sign of a dying asset.

What Happens Next?

Industry analysts at Delphi Digital say 95% of meme coins under $500,000 in market cap become worthless within 18 months. XMONEY launched in December 2024. That puts it on track to vanish by mid-2026.

There’s no development team. No new features. No partnerships. No exchange listings beyond tiny decentralized platforms like Raydium. The Solana ecosystem saw 17.3% of new tokens in Q4 2024 were meme coins - and most of them died within weeks. XMONEY isn’t special. It’s just another one.

Even if you bought at the lowest point, there’s no exit strategy. You can’t sell to a centralized exchange because it’s not listed on Binance, Coinbase, or Kraken. You’re stuck on DEXs where your trades fail half the time. And if you do manage to sell, you’ll likely get pennies on the dollar.

Should You Buy XMONEY?

No.

If you’re looking for a serious investment, this isn’t it. If you want to learn about blockchain tech, this won’t teach you anything. If you’re hoping to use it for payments, forget it. It doesn’t work.

The only reason to buy XMONEY is if you want to gamble with money you’re okay losing - like buying a lottery ticket. And even then, the odds are worse. At least the lottery has a known payout structure. XMONEY has none.

There are thousands of legitimate crypto projects with real teams, real products, and real use cases. Don’t waste your time on a joke that’s slowly turning into a financial trap.

Final Thoughts

XMoney Solana (XMONEY) is a cautionary tale. It’s not a cryptocurrency in the meaningful sense. It’s a social experiment gone wrong - a meme that got too much attention. The low price, the hype, the fake Elon Musk posts - it’s all designed to lure in people who don’t know any better.

If you already own it, don’t chase it. Don’t average down. Don’t wait for a miracle. The market has spoken. The volume is gone. The community is leaving. The only question left is how fast it will disappear.

If you’re thinking of buying? Walk away. There’s nothing here but risk, confusion, and regret.